You can cancel by phone by calling 1-800-638-5433 or another number if you were given a particular one when you signed the contract. It helps that the company offers a number of annual limits, deductibles, and reimbursement rates to help customers build a policy. Some other factors that impact your premium are: the plan you choose, your deductible, your reimbursement percentage, if you have included preventative care coverage or not, and the discounts for which you are eligible. Join 2,438,795+ insured dogs and cats across the US. It was founded in 2019 and aims to deliver first-class coverage without breaking the bank. Access the member portal through our homepage. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY PRODUCTS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING ANY THIRD-PARTY PRODUCT AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.4 Content on the Site. SPONSOR. The Privacy Policy is incorporated herein by reference.SPOT reserves the right to make changes at any time to the Offerings or these Terms. However, if you are thinking about canceling your policy to find a better option, you can check out our Pet Insurance Advice Blog for detailed information on the top US pet insurance providers. If you need to cancel your claim request for any reason, you can do so by calling the call center: 1.800.905.1595. You're reimbursed for up to 90% of eligible expenses, up to the annual maximum, for the diagnosis and treatment of your pet by a vet. To cancel, click on "Pets Best Pet Health Insurance". By entering this Sweepstakes, each Entrant agrees to be bound by these Official Rules and by the decisions of the Sponsor and its judges and agents, which are final and binding in all matters relating to the Sweepstakes. Lifelong gamer. Spot has no one-time fees and a $2 transaction fee for every payment (waived if you pay annually). If you decide to cancel your policy, everything your four-legged friend has been treated for while they were insured will be considered a pre-existing condition by other insurers. What should I consider when canceling my pet insurance policy? A few companies offer additional coverage for routine vaccinations and other routine care such as dental cleanings for an added fee. NOTICE TO NEW MEXICO APPLICANTS:Any person who knowingly presents a false or fraudulent claim for payment for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to civil fines and criminal penalties. For cats, they can choose either a $7,000, $15,000, or Unlimited annual limit. 2023 Pawlicy Advisor Inc, All Rights Reserved. For a full list of terms and conditions, click here to view a sample policy. Pre-existing conditions are not covered. Get email updates to help your pets lead happier, healthier lives. If you need to update your billing information, you can make changes by clicking on the Billing icon. Can I Get Reimbursed for Routine Teeth Cleanings? The Privacy Policy is incorporated herein by reference.SPOT reserves the right to make changes at any time to the Offerings or these Terms. In general, you can receive a: Full refund. Void where prohibited. Dont let your pet develop a pre-existing condition before theyre insured. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability or otherwise violate any law. By The Spot Pack June 1, 2022 Stay in Touch Get pupdates from the pack. California License #6000188 Insurance plans are underwritten by United States Fire Insurance Company (NAIC #21113. Best pet insurance according to Consumer Rating January 2023. Is Pet Insurance Worth It? How long does spot take to process claims? If you're not satisfied with the coverage during the first 30 days, you can get a full refund. Insurance . Penalties include imprisonment, fines, and denial of insurance benefits.For SPOT Referral Parent Terms and Conditions, click here. Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 sponsors this Sweepstakes. We may decide to not renew your coverage at the end of any policy period. 1 in 3 One in three pets needs unexpected veterinary care every year.1 Our policies are affordable with an average cost of $1.66 per day. NOTICE TO VIRGINIA APPLICANTS:It is a crime to knowingly provide false incomplete or misleading information to an insurance company for the purpose of defrauding the company. Each of the wellness plans costs extra, obviously. There's also the possibility of you conveniently canceling through email at [email protected], so long as the policy you have makes that an option. Additional pets added receive 10% off their premium with Spot plans multi-pet discount. IN ADDITION, SPOT DOES NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THE OFFERINGS IS ACCURATE, COMPLETE OR CURRENT, AND IS NOT RESPONSIBLE FOR ANY ERRORS OR OMISSIONS THEREIN OR FOR ANY ADVERSE CONSEQUENCES RESULTING FROM YOUR RELIANCE ON ANY ASPECT OF THE OFFERINGS. NOTICE TO COLORADO APPLICANTS: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. All requests to appeal your claim must be made in writing to us. Grooming. You may not assign or otherwise transfer these Terms or any rights or obligations hereunder. Have a pet insurance with Spot? You can call 800-905-1595 or email [email protected]. 5.1 Assignment. Additionally, by your purchase and/or use of the Offerings you agree that you acknowledge and agree to SPOTs Privacy Policy (defined below). Your pets correct age may be validated when reviewing your pets medical records. With accident & illness plans provided by Spot, there is no type of per incident limits or lifetime caps. Spot Pet Insurance Logo, Copyright 2023. The Offerings may contain links to third-party websites, applications, advertisers, services, special offers or other events or activities (collectively Third-Party Services) that are not owned or controlled by SPOT. The section headings appearing in these Terms have been inserted for the purpose of convenience and ready reference. Average monthly premiums are based on U.S. annual premiums, using a 12-month average, for the period of 01/01/2022 through 12/31/2022 and all available limit . Please consult qualified legal representatives regarding any legal concerns or issues.3.3 No Financial Advice Provided. Compensation will be paid to the producer, based on the insurance contract the producer sells. BECAUSE SECURITY IS IMPORTANT TO BOTH SPOT AND YOU, WE WILL ALWAYS MAKE REASONABLE EFFORTS TO ENSURE THE SECURITY OF OUR SYSTEMS BUT SPOT MAKES NO REPRESENTATIONS OR WARRANTIES THAT THE OFFERINGS WILL BE UNINTERRUPTED, SECURE, OR FREE OF ERRORS, VIRUSES, OR OTHER HARMFUL COMPONENTS.4.2 Limitation of Liability. You choose the coverage level that best meets your needs - from vaccinations and routine care to treatments, surgery, lab fees, and X-rays. Participants who engage in any of the foregoing activities will be disqualified and will forfeit any prizes won. 1. SPOT is an insurance producer licensed in your state. 2 in our Best Pet Insurance Companies of 2023 rating based on several factors, including price, number of policy add-ons, and available discounts. Reply from Spot Pet Insurance. Pre-existing conditions are not covered. Is it possible to cancel my pet insurance policy at any time? If you are thinking of canceling your coverage, keep the following things in mind: Pre-existing conditions. Liberty Mutual's customized Pet Insurance delivers affordable coverage so you can choose the best care possible for your pet. Can I Add Pets to My Account After I Already Enrolled? Based on this rating, Spot is on NerdWallet's list of the Best Pet Insurance Companies. SPOTs failure to act on any breach of any provision hereof shall not be construed as a waiver of the enforcement of any provision unless SPOT agrees to such waiver in writing.5.2 Entire Agreement/Severability/Conflict. They offer deductibles of $100, $200, and $500, and their reimbursement rate is 90%, making them come out on top over Spot in this department. Not be an employee of Spot Pet Insurance, Employees of Spot Pet Insurance its parent, subsidiary, and affiliated companies, advertising, and promotion agencies, website providers or other parties involved in any aspect with the creation, production, operation, execution, and fulfillment of the Sweepstakes and the immediate family members (parents, siblings, children, and spouse) and/or those living in the same household (whether or not related) of each are not eligible to win. You may use any licensed veterinarian in the US. Your continued purchase and/or use of the Offerings following posting of any revised Terms will constitute acceptance of the modified Terms. Typically, pet insurance plan renewals are automatic and will continue to renew as long as you're paying your premiums, haven't canceled your plan, or broken any agreements within your pet insurance policy. To get reimbursed on routine cleanings for your dog or cats general wellbeing, youll need to add preventive coverage to your base plan for a little extra cost per month. Once the Entry Period is over, the winning Entrant will be notified by a member of the Spot Pet Insurance team who will request a mailing address so the prize will be mailed directly to the address of the winners home within 7 business days. Some insurers like Trupanion and Figo require you to cancel with a written notice, MetLife Pet Insurance requires cancelations to be made by phone, whereas others give you multiple options. Questions? Additionally, by your purchase and/or use of the Offerings you agree that you acknowledge and agree to SPOTs Privacy Policy (defined below). Each submission of an Entry Form shall constitute an entry (Entry). Get inspired and try out new things. Your renewal declarations page will specify the coverage and rates that apply. SPOT makes no representation or warranty regarding the Third-Party Services. 251.5462. At any time and for any or no reason, SPOT may modify or discontinue some or all of the Offerings. Does Spot Offer a Plan for Preventive Care Coverage? 1 (866) 651-7768. If you move within your current state, you are able to adjust your address via the Account Information section in the Spot Customer Portal. ASPCA's pet insurance plan will . If, on the other hand, you have chosen to make monthly payments, you will need to continue paying premiums for the remaining insurance period. Can I cancel Petplan at any time? To confirm that you want to stop paying for Pets Best Pet Health Insurance, click the "Cancel Automatic Payments" tab. In addition, an insurer may deny insurance benefits if false information material related to a claim was provided by the applicant. This gives you a chance to change . An injury or illness that is curable, cured, and free of treatment and symptoms for 180 days will no longer be regarded as pre-existing, with the exception of knee and ligament conditions. Compensation will be paid to the producer, based on the insurance contract the producer sells. NO PURCHASE NECESSARY. To process this request, you will need to submit proof of new ownership, including the new owners full name, address, and phone number. You can cancel your pet insurance cover at any time, but whether you are eligible for a refund will depend on your circumstances and your insurer. If you have filed a claim and you have chosen to pay your premiums annually, you wont receive any refunds if you decide to cancel coverage. Call: (844) 696-1407. ELIGIBILITY. NOTICE TO MARYLAND APPLICANTS:Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. When your pets end of life is caused by a covered condition, plans provided by Spot cover expenses for euthanasia, burial and cremation only. Let us dig up an answer. In all events, the sole maximum liability of Sponsor and its affiliates shall be limited to any of the prize(s) set forth herein. Figo is our pick for the most comprehensive pet insurance plan available. There is no upper age limit for coverage or enrollments. Award Winning Pet Insurance Pet insurance for many more moments together From emergency treatment to preventive care, we make giving your pet a healthier life accessible and affordable for all. 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